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Terms of use

Terms and Conditions for your use of expat-money.be

Please read these conditions carefully before using www.expat-money.be. By using the www.expat-money.be website, you signify your agreement to be bound by these conditions.

1. Your Account
You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer to prevent unauthorised access to your account. You agree to accept responsibility for all activities that occur under your account or password. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorised manner.
Please ensure that the personal details that you provided us when registering are correct and complete and inform us immediately of any changes to that information. You can access and update your personal information in the “Your Account” area of the website.
www.expat-money.be reserves the right to refuse access to the website, terminate accounts, remove or edit content, or cancel orders at our discretion. If we cancel an order, it will be without charge to you.

2. Privacy

Please review our Privacy policy, which also governs your visit to www.expat-money.com, to understand our practices.

3. Access to www.expat-money.com

We will do our utmost to ensure that availability of the website will be uninterrupted and that transmissions will be error-free. However, due to the nature of the Internet, this cannot be guaranteed. Also, your access to the website may also be occasionally suspended or restricted to allow for repairs, maintenance, or the introduction of new facilities or services. We will attempt to limit the frequency and duration of any such suspension or restriction.

4. Licence for website access

www.expat-money.be grants you a limited licence to access and make personal use of this website, but not to download (other than page caching) or modify it, or any portion of it. This licence does not include any resale or commercial use of this website or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this website or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools.

This website or any portion of this website may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without our express written consent. You may not frame or use framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of www.expat-money.be and its affiliates without express written consent. You may not use any meta tags or any other "hidden text" utilising www.expat-money.be's names or trademarks without the express written consent of www.expat-money.be. Any unauthorised use terminates the permission or license granted by www.expat-money.be.

You are granted a limited, revocable, and non-exclusive right to create a hyperlink to www.expat-money.be’s homepage as long as the link does not portray www.expat-money.be or its products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any www.expat-money.be logo or other proprietary graphic or trademark as part of the link without our express written consent.

5. Your conduct

You must not use the website in any way that causes, or is likely to cause, the website or access to it to be interrupted, damaged or impaired in any way. You understand that you, and not www.expat-money.be, are responsible for all electronic communications and content sent from your computer to us and that you must use the website for lawful purposes only.

You must not use the website for any of the following:

  • For fraudulent purposes, or in connection with a criminal offence or other unlawful activity
  • To send, use or reuse any material that is illegal, offensive, abusive, indecent, defamatory, obscene or menacing; or in breach of copyright, trademark, confidence, privacy or any other right; or is otherwise injurious to third parties; or objectionable; or which consists of or contains software viruses, political campaigning, commercial solicitation, chain letters, mass mailings or any "spam"
  • To cause annoyance, inconvenience or needless anxiety

6. Reviews, comments, communications and other content

Users of this website may post reviews, comments and other content; send communications; and submit suggestions, ideas, comments, questions, or other information, as long as the content is not illegal, obscene, abusive, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties, or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of any content. www.expat-money.be reserves the right (but not the obligation) to remove or edit any content. If you do post content or submit material, and unless we indicate otherwise, you grant www.expat-money.be a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant www.expat-money.be and sub-licensees the right to use the name that you submit in connection with such content, if they choose. You agree to waive your right to be identified as the author of such content and your right to object to derogatory treatment of such content. You agree to perform all further acts necessary to perfect any of the above rights granted by you to www.expat-money.be, including the execution of deeds and documents, at the request of www.expat-money.be.

You represent and warrant that you own or otherwise control all of the rights to the content that you post; that, as of the date that the content or material is submitted to www.expat-money.be: (i) the content and material is accurate; (ii) use of the content and material you supply does not breach any applicable www.expat-money.be policies or guidelines and will not cause injury to any person or entity (including that the content or material is not defamatory). You agree to indemnify www.expat-money.be for all claims brought by a third party against www.expat-money.be arising out of or in connection with a breach of any of these warranties.

7. Defamation claims

It is not possible for us to be aware of the contents of each comment or review that is displayed. Accordingly, www.expat-money.be operates on a "notice and takedown" basis. If you believe that any content on, or advertised for sale on, this website contains a defamatory statement, please notify us immediately using the contact details below. Please provide your name, address, telephone number, and e-mail address when sending the notice to us. In addition, please send links to all pages on which you believe there is defamatory content and explain what content you believe is defamatory and why. The more information you can provide to us, the quicker we can deal with your enquiry. www.expat-money.be will endeavour to remove defamatory content as soon as we have identified what it is and our legal team has verified its status.

8. Copyright and database rights

All content included on the website, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of www.expat-money.be or its content suppliers and is protected by Spanish and international copyright and database right laws. The compilation of all content on this website is the exclusive property of www.expat-money.be and is protected by Spanish and international copyright and database right laws. All software used on this website is the property of www.expat-money.be or our software suppliers and is protected by Spanish and international copyright laws.

You may not systematically extract and/or re-utilise parts of the contents of the website without www.expat-money.be's express written consent. In particular, you may not utilise any data mining, robots, or similar data gathering and extraction tools to extract (whether once or many times) for re-utilisation of any substantial parts of this website, without www.expat-money.be's express written consent.

9. Copyright claims

www.expat-money.be respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please notify us immediately by email using the contact details below. Please provide your name, address, telephone number, and e-mail address.

Conditions relating to the sale of products and services

This section deals with conditions relating to the sale of products and services by www.expat-money.be to you. In the event of www.expat-money.be referring you to a third-party for the purchase of products or services we can accept no liability for an eventual transaction nor make any representations as to the quality or otherwise of the products and/or services and their supplier/s.

10. Our contract

When you place an order to purchase a product or service from www.expat-money.be, we will send you an e-mail confirming receipt of your order and containing the details of your order.

11. Returns

We cannot accept any returns of electronically delivered products, which include, non-exclusively, PIN numbers for international calling cards. Physical products will be refunded if returned to us in perfect condition within 30 days.

Conditions relating to your use of www.expat-money and sales to you

12. Electronic communications

When you visit www.expat-money.be or send e-mails to us, you are communicating with us electronically. We communicate with you by e-mail or by posting notices on the website. For contractual purposes, you consent to receive communications from us electronically and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. This condition does not affect your statutory rights.

13. Losses

www.expat-money.be will be responsible for any losses you suffer as a result of us breaching these conditions if the losses were reasonably foreseeable to both you and us when you commenced using the website, or a contract for the sale of goods by us to you was formed. We will not be responsible for any business loss (including loss of profits, revenue, contracts, anticipated savings, data, goodwill or wasted expenditure) or any other indirect or consequential loss that is not reasonably foreseeable to both you and us when you commenced using the website or when a contract for the sale of goods by us to you was formed. www.expat-money.be does not limit in any way our liability by law for death or personal injury caused from our negligence or breach of duty.

14. Alteration of service or amendments to the conditions

We reserve the right to make changes to our website, policies, and these Account Terms and Conditions at any time. You will be subject to the policies and conditions of the Account Terms and Conditions in force at the time that you use the website or that you order goods from us, unless any change to those policies or these conditions is required to be made by law or government authority (in which case it will apply to orders previously placed by you). If any of these conditions is deemed invalid, void, or for any reason unenforceable, that condition will be deemed severable and will not affect the validity and enforceability of any remaining conditions.

15. Events beyond our reasonable control

We will not be held responsible for any delay or failure to comply with our obligations under these conditions if the delay or failure arises from any cause which is beyond our reasonable control. This condition does not affect your statutory rights.

16. Waiver

If you breach these conditions and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these conditions.

17. Governing law and jurisdiction

These conditions are governed by and construed in accordance with the laws of Spain. You agree, as we do, to submit to the non-exclusive jurisdiction of the Spanish courts.

18. Our details

Just Landed is the trading name for Just Landed, S.L., Calle Maestro Lassalle 36 - 28016 Madrid, Spain. This website “www.expat-money.com" is owned, operated and published by Just Landed. Our telephone number is +34 91 590 2611.